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Bathroom Remodel in Loves Park, IL

Updated

Loves Park in short

Housing in Loves Park has a median build year of 1986 against 1971 for the county, and 41.7% of 10,675 homes are from before 1980. Of 6,277 owner households, 37.1% are headed by someone 65 or older. Permits come from City of Loves Park Building Department (also inspects for Machesney Park). National guides put a full bathroom remodel at $6,651 to $17,661 (Angi); no guide publishes a Rockford price.
10,302
households in Loves Park
1986
median year built (county 1971)
20.2%
of homes built before 1960 (county 35.5%)
37.1%
of owners are 65 or older (county 34.7%)

The local numbers

How old the homes are in Loves Park

Loves Park skews newer than Winnebago County as a whole. 25.8% of its 10,675 homes were built in 2000 or later, against 13.6% county-wide, for a median year built of 1986. Houses that new usually have a primary bath with its own shower and tub, so the common job is a primary bath update or swapping a builder-grade fiberglass unit for a walk-in shower, not a gut of a one-bath house.

The Census puts 41.7% of homes in Loves Park before 1980. The EPA's cutoff is 1978, so most of those houses fall under its lead-safe work rule: anyone paid to tear out a painted wall or window in them must be certified. Ask for the certificate before demolition starts.

Of 6,277 owner-occupied homes in Loves Park, 37.1% have a householder aged 65 or older, against 34.7% across Winnebago County. Only two of the 13 Winnebago County communities have a higher share of owners aged 65 or older. That is the household that asks about a low-curb shower, grab bars and a comfort-height toilet; the accessible bathroom page covers the prices, and Illinois gives buyers 65 and older 15 business days to cancel a contract signed at home with an uninvited salesperson.

Loves Park issues its own permits. The city FAQ says "Permits are needed for anything that requires inspections. This includes all new buildings, structural changes, remodeling projects, electrical, mechanical, and plumbing work." Repairing interior wall or ceiling coverings (no more than 50% of a room) is exempt.

Loves Park's residential code (Ordinance 4689-25, P2501.1) says "All work shall be performed by State of Illinois licensed plumbers in accordance with the Plumbing Licensing Act," and the permit application asks for the plumbing license number. State law separately lets an owner-occupant of a single-family home do their own plumbing, so ask the city how it applies that before planning a do-it-yourself plumbing job.

On the water side, Loves Park looks like this. The City of Loves Park runs its own wells (#1 to #5), and the North Park Public Water District serves part of the Loves Park area. Neither 2025 report publishes hardness. Our hard water guide covers what that means for a new shower.

Permits expire one year after issue, or six months if no significant work has been done, and the permit has to be posted where it can be seen from the street.

Homes by year built: Loves Park vs Winnebago County2000 or later: Loves Park 25.8%, Winnebago County 13.6%; 1980 to 1999: Loves Park 32.5%, Winnebago County 23%; 1960 to 1979: Loves Park 21.5%, Winnebago County 27.9%; 1940 to 1959: Loves Park 14.6%, Winnebago County 20%; 1939 or earlier: Loves Park 5.7%, Winnebago County 15.5%Loves ParkWinnebago CountyBuilt 2000 or later25.8%13.6%Built 1980 to 199932.5%23%Built 1960 to 197921.5%27.9%Built 1940 to 195914.6%20%Built 1939 or earlier5.7%15.5%
Share of housing units by the year built. Source: U.S. Census Bureau, ACS 2024 5-year (2020-2024), table B25034.

Loves Park housing and households vs Winnebago County

MeasureLoves ParkWinnebago County
Residents23,502283,292
Housing units10,675125,002
Occupied (households)10,302116,014
Owner-occupied households6,277 (60.9%)76,408 (65.9%)
Owners aged 65 or older2,326 (37.1% of owners)26,511 (34.7% of owners)
Renter households4,025 (39.1%)39,606 (34.1%)
Median year built19861971
Built before 19405.7%15.5%
Built before 196020.2%35.5%
Built before 198041.7%63.4%
Built 2000 or later25.8%13.6%
Single-family detached57.7%70.4%
Mobile homes4.4%1.3%
Moved in 1989 or earlier7.7%10.9%

Source: U.S. Census Bureau, ACS 2024 5-year (2020-2024), tables B01003, B25003, B25007 (tenure by age of householder), B25024, B25034, B25035 and B25038.

Local rules

Permits, plumbing and water in Loves Park

Wikipedia says a tiny sliver of Loves Park is in Boone County; the Census figures on this page cover the whole city.

Bathroom work and permits
The city FAQ says "Permits are needed for anything that requires inspections. This includes all new buildings, structural changes, remodeling projects, electrical, mechanical, and plumbing work." Repairing interior wall or ceiling coverings (no more than 50% of a room) is exempt. The city posts no list of exempt fixture swaps, so call the Building Department before treating a same-spot toilet or vanity swap as permit-free. source 1 source 2 source 3
Permit office
The City of Loves Park Building Department, 100 Heart Boulevard, (815) 654-5033, issues permits for "all new buildings, structural changes, remodeling projects, electrical, mechanical, and plumbing work," and "Permits are needed for anything that requires inspections." Fees are paid at the City Clerk's office. Under the local amendment, replacing doors and windows at the same size and repairing interior wall or ceiling coverings (50% or less of a room, not in a fire rated assembly, no hazardous structural elements exposed) are exempt. Rough-in and final inspections are done for most work; call (815) 654-5033 to schedule. The same department inspects for the Village of Machesney Park under a cooperative agreement that began October 18, 2017. source 1 source 2 source 3
Who may do the plumbing
Loves Park's residential code (Ordinance 4689-25, P2501.1) says "All work shall be performed by State of Illinois licensed plumbers in accordance with the Plumbing Licensing Act," and the permit application asks for the plumbing license number. State law separately lets an owner-occupant of a single-family home do their own plumbing, so ask the city how it applies that before planning a do-it-yourself plumbing job. source 1 source 2
Permit fees
The posted fee schedule (effective February 15, 2018) charges $15 per plumbing fixture opening plus a $40 processing fee per permit, so a toilet, vanity and shower would be three openings. Building permits start at $40 for the first $2,000 of value and rise by value band. Starting before a permit doubles the fee, to not less than $250. Three inspections are included and extra ones are $50. source 1 source 2
Code edition
Ordinance 4689-25, adopted February 17, 2025, adopts the 2021 International Residential Code as the city Residential Code. Its amendments cover R105.2 permit exemptions, R105.7 permit posting, R108.6 work before permit, R313 sprinklers (not required in one and two family dwellings, including additions and alterations) and R322 flood elevation. As of April 1, 2025 the city also uses the 2014 Illinois Plumbing Code with 2021 IPC Chapter 11, the 2021 Illinois Energy Conservation Code and the 2020 NEC with amendments. source 1 source 2
Contractor rules
We found no Loves Park general contractor registration. The permit application asks for the Illinois plumbing license number and the roofing license number, and requires the permit holder to post the permit visible from the street. source 1 source 2
Water supplier
The City of Loves Park runs its own wells (#1 to #5), and the North Park Public Water District serves part of the Loves Park area. Neither 2025 report publishes hardness. source 1 source 2
Also worth knowing
Permits expire one year after issue, or six months if no significant work has been done, and the permit has to be posted where it can be seen from the street. source 1 source 2

About Loves Park. Loves Park is a city in Boone and Winnebago counties, most of it in Winnebago County, with 23,397 residents at the 2020 census. Wikipedia

ZIP codes. 61111 (85% of its land), 61011 (13% of its land), 61114 (2% of its land). Census 2020

Full pricing, the complete service menu, and the rest of the service area are on the bathroom remodel in Rockford, IL homepage.

Common questions

Loves Park bathroom remodel questions

Do I need a permit to remodel a bathroom in Loves Park?

The city FAQ says "Permits are needed for anything that requires inspections. This includes all new buildings, structural changes, remodeling projects, electrical, mechanical, and plumbing work." Repairing interior wall or ceiling coverings (no more than 50% of a room) is exempt. The city posts no list of exempt fixture swaps, so call the Building Department before treating a same-spot toilet or vanity swap as permit-free.

Can I do my own bathroom plumbing in Loves Park?

Loves Park's residential code (Ordinance 4689-25, P2501.1) says "All work shall be performed by State of Illinois licensed plumbers in accordance with the Plumbing Licensing Act," and the permit application asks for the plumbing license number. State law separately lets an owner-occupant of a single-family home do their own plumbing, so ask the city how it applies that before planning a do-it-yourself plumbing job.

What does a bathroom permit cost in Loves Park?

The posted fee schedule (effective February 15, 2018) charges $15 per plumbing fixture opening plus a $40 processing fee per permit, so a toilet, vanity and shower would be three openings. Building permits start at $40 for the first $2,000 of value and rise by value band. Fee schedules are undated or years old, so confirm the figure before you budget. National guides put permits at $100 to $1,000 (Angi); the cost page shows the rest.

Who supplies the water in Loves Park?

The City of Loves Park runs its own wells (#1 to #5), and the North Park Public Water District serves part of the Loves Park area. Neither 2025 report publishes hardness.

How old are the bathrooms in Loves Park?

The Census does not count bathrooms, but it does date the homes. Per the ACS 2020-2024 5-year estimates, the median home in Loves Park was built in 1986 (Winnebago County: 1971). 20.2% of its 10,675 homes were built before 1960 and 41.7% before 1980, against 63.4% county-wide.

What does a bathroom remodel cost in Loves Park?

No cost guide publishes a figure for Loves Park. Angi's national guide puts a full bathroom remodel at $6,651 to $17,661 with an average of $12,155, and a tub-to-shower conversion at $1,200 to $15,000. The nearest local number is the 2025 Cost vs. Value report for Chicago, which prices a midrange bath remodel at $24,072. The full price table shows each source and its date.

How many homeowners in Loves Park are 65 or older?

Per the ACS 2020-2024 5-year estimates, 2,326 of Loves Park's 6,277 owner households (37.1%) are headed by someone 65 or older, against 34.7% for Winnebago County. For grab bars, a low-curb shower or a comfort-height toilet, see accessible bathrooms.

Do bathroom remodelers have to be licensed in Loves Park?

We found no Loves Park general contractor registration. The permit application asks for the Illinois plumbing license number and the roofing license number, and requires the permit holder to post the permit visible from the street. Illinois does not license remodelers at the state level; plumbers are state licensed, and every remodeler must carry the insurance the Home Repair and Remodeling Act requires.

Planning a bathroom in Loves Park?

Tell us the address, which bathroom and what you want changed. We reply with a price before any work is scheduled.